:root{
  --navy:#0b1f3a;--navy-2:#122e57;--red:#d7263d;--red-2:#b21a2f;
  --ink:#0f172a;--muted:#5b6b85;--line:#e6ecf5;--bg:#f7fafc;--white:#fff;
  --shadow:0 10px 30px rgba(11,31,58,.08);--shadow-lg:0 25px 60px rgba(11,31,58,.18);
  --radius:14px;--container:1200px;
  --font:'Inter',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --serif:'Fraunces',Georgia,serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none;transition:color .2s}
a:hover{color:var(--red)}
.container{max-width:var(--container);margin:0 auto;padding:0 22px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;letter-spacing:-.02em;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem);line-height:1.08}
h2{font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.15}
h3{font-size:1.25rem}
p{margin:0 0 1rem;color:#2a3547}
.muted{color:var(--muted)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--red);background:#fdecef;padding:.35rem .75rem;border-radius:999px;margin-bottom:1rem}
/* NAV */
.topbar{background:var(--navy);color:#dbe4f3;font-size:.85rem}
.topbar .container{display:flex;justify-content:space-between;align-items:center;padding-top:8px;padding-bottom:8px;flex-wrap:wrap;gap:8px}
.topbar a{color:#dbe4f3}
.topbar a:hover{color:#fff}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--line)}
.nav .container{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-weight:700;color:var(--navy);font-size:1.15rem}
.brand img{height:38px;width:38px}
.brand small{display:block;font-family:var(--font);font-size:.7rem;letter-spacing:.16em;color:var(--red);text-transform:uppercase;font-weight:600}
.menu{display:flex;gap:6px;align-items:center}
.menu a{padding:.55rem .85rem;border-radius:8px;font-weight:500;font-size:.95rem}
.menu a.active,.menu a:hover{background:#f1f5fb;color:var(--navy)}
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.85rem 1.3rem;border-radius:999px;font-weight:600;font-size:.95rem;transition:transform .2s,box-shadow .2s,background .2s;cursor:pointer;border:0}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 8px 24px rgba(215,38,61,.35)}
.btn-primary:hover{background:var(--red-2);color:#fff;transform:translateY(-2px);box-shadow:0 12px 30px rgba(215,38,61,.45)}
.btn-ghost{background:#fff;color:var(--navy);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.25s}
/* HERO */
.hero{position:relative;color:#fff;overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(11,31,58,.85),rgba(11,31,58,.55) 60%,rgba(215,38,61,.55));z-index:-1}
.hero-bg{position:absolute;inset:0;z-index:-2;background:url(hero.jpg) center/cover no-repeat;transform:scale(1.05);animation:heroZoom 18s ease-in-out infinite alternate}
@keyframes heroZoom{to{transform:scale(1.12)}}
.hero .container{padding-top:110px;padding-bottom:120px}
.hero .eyebrow{background:rgba(255,255,255,.15);color:#ffd7dd}
.hero h1{color:#fff}
.hero p{color:#e6edf9;font-size:1.15rem;max-width:640px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:1.5rem}
.hero-stats{margin-top:3.5rem;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:22px;backdrop-filter:blur(8px)}
.hero-stats div{text-align:center}
.hero-stats b{display:block;font-family:var(--serif);font-size:2rem;color:#fff}
.hero-stats span{color:#c9d3e6;font-size:.85rem}
/* SECTIONS */
section{padding:90px 0}
.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:1.05fr .95fr;align-items:center}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:transform .3s,box-shadow .3s,border-color .3s;position:relative;overflow:hidden}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.card .ico{width:52px;height:52px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,#fdecef,#fff0f2);color:var(--red);margin-bottom:18px;font-size:24px}
.section-head{text-align:center;max-width:720px;margin:0 auto 50px}
.bg-soft{background:var(--bg)}
.bg-navy{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff}
.bg-navy h2,.bg-navy h3{color:#fff}
.bg-navy p{color:#c9d3e6}
.split img{border-radius:var(--radius);box-shadow:var(--shadow-lg)}
.checklist{list-style:none;padding:0;margin:1rem 0 0}
.checklist li{padding:.55rem 0 .55rem 34px;position:relative;color:#2a3547}
.checklist li::before{content:"✓";position:absolute;left:0;top:.35rem;width:24px;height:24px;border-radius:50%;background:#fdecef;color:var(--red);display:grid;place-items:center;font-size:.8rem;font-weight:700}
/* Reveal */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s ease,transform .8s ease}
.reveal.in{opacity:1;transform:none}
/* Testimonials */
.tcard{background:#fff;border-radius:var(--radius);padding:28px;border:1px solid var(--line)}
.tcard p{font-family:var(--serif);font-size:1.1rem;color:var(--navy);font-style:italic}
.tmeta{display:flex;align-items:center;gap:12px;margin-top:14px}
.tmeta .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--red));color:#fff;display:grid;place-items:center;font-weight:700}
/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px;transition:box-shadow .2s}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;font-family:var(--serif);font-size:1.05rem}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--red);transition:transform .2s}
.faq details[open] summary::after{content:"–"}
.faq p{margin-top:.75rem;color:#3a4658}
/* CTA */
.cta{background:linear-gradient(135deg,var(--red),#8f1122);color:#fff;border-radius:22px;padding:60px;text-align:center;box-shadow:var(--shadow-lg)}
.cta h2{color:#fff}
.cta p{color:#ffe0e5;max-width:600px;margin:0 auto 1.5rem}
.cta .btn-ghost{background:#fff;border-color:#fff}
/* FOOTER */
footer{background:#08172e;color:#c9d3e6;padding:70px 0 30px}
footer h4{color:#fff;font-family:var(--serif);margin-bottom:14px}
footer a{color:#c9d3e6}
footer a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:40px}
.fgrid ul{list-style:none;padding:0;margin:0}
.fgrid li{margin-bottom:8px}
.fbottom{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem}
/* FORM */
.form{background:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);border:1px solid var(--line)}
.form label{display:block;font-weight:600;font-size:.9rem;color:var(--navy);margin:12px 0 6px}
.form input,.form textarea,.form select{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;transition:border-color .2s,box-shadow .2s;background:#fff}
.form input:focus,.form textarea:focus,.form select:focus{outline:0;border-color:var(--red);box-shadow:0 0 0 4px rgba(215,38,61,.12)}
/* COOKIE */
.cookie{position:fixed;bottom:20px;left:20px;right:20px;max-width:520px;background:#fff;border-radius:16px;padding:22px;box-shadow:var(--shadow-lg);z-index:99;border:1px solid var(--line);transform:translateY(120%);transition:transform .5s cubic-bezier(.4,0,.2,1)}
.cookie.show{transform:none}
.cookie h4{margin:0 0 8px;font-family:var(--serif);color:var(--navy)}
.cookie p{font-size:.9rem;color:#3a4658;margin:0 0 14px}
.cookie .btns{display:flex;gap:10px;flex-wrap:wrap}
.cookie .btn{padding:.65rem 1rem;font-size:.88rem}
/* PAGE HEADER */
.pageHead{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:90px 0 70px;position:relative;overflow:hidden}
.pageHead::after{content:"";position:absolute;right:-100px;top:-100px;width:400px;height:400px;background:radial-gradient(circle,rgba(215,38,61,.3),transparent 70%);border-radius:50%}
.pageHead h1{color:#fff}
.pageHead p{color:#c9d3e6;max-width:640px}
.crumbs{font-size:.85rem;color:#8ea0c2;margin-bottom:1rem}
.crumbs a{color:#8ea0c2}
.crumbs a:hover{color:#fff}
/* PROSE */
.prose{max-width:820px;margin:0 auto}
.prose h2{margin-top:2rem}
.prose h3{margin-top:1.5rem;color:var(--navy)}
.prose ul{padding-left:1.3rem}
.prose li{margin-bottom:.4rem}
/* RESPONSIVE */
@media (max-width:900px){
  .grid-3{grid-template-columns:1fr 1fr}
  .grid-2{grid-template-columns:1fr}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .fgrid{grid-template-columns:1fr 1fr}
  .cta{padding:40px 24px}
}
@media (max-width:640px){
  .grid-3{grid-template-columns:1fr}
  .menu{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:12px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .menu.open{display:flex}
  .menu a{width:100%}
  .burger{display:block}
  .fgrid{grid-template-columns:1fr}
  section{padding:60px 0}
  .hero .container{padding-top:70px;padding-bottom:80px}
}